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9.30.2010

SUV Car Insurance

Hummer and SUV Insurance
By Cole Sileven

Insurance premiums will always be determined by the risk of the insured. For SUV owners, the larger the vehicle, the more property damage it may cause to a smaller car. With that in mind, accidents involving larger vehicle have a higher risk of causing serious injuries as well as fatalities. In addition to this, the higher the center of gravity of a vehicle, the less maneuverable it will be. SUV owners need to consider the risk of flipping or rolling their vehicle with any sharp turn the must make.

Owners of larger vehicles will also have higher rates than those of mid-size and smaller sedans due to the cost of parts. Replacement parts on SUV and larger trucks can be expensive. When I was still a new driver, I started out on an older Nissan Sentra. One day I was traveling a little too closely to a Ford Expedition in front of me. When they had to stop abruptly I bumped into the back of this vehicle. The claim that was made to replace this bumper ran nearly $1500. I was very surprised. The damage to my car was much worse but since it was my fault and I was too young to be able to afford the repair, I just bent it back the best I could and went driving my heap for the remainder of the school year...Good times!

If you do have a larger vehicle the best thing to do is compare rates to help save what you can on auto insurance coverage.


Related : SUV Insurance
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9.13.2010

SUV Vehicles

SUV - Is it the Right Vehicle For You?
By James Rodham


Not many vehicles on the road today command the same respect as the muscular and sturdy Sports Utility Vehicles (SUVs) do. These mean machines leave on-lookers in awe wherever they tread. The sheer presence of an SUV is captivating enough to make you yearn for one. Nowadays, these dream machines usually come loaded with high-end features and functions that make your drive comfortable yet dominating at the same time.

There is no doubt that SUVs are high performance vehicles famous for their huge intimidating frames, powerful engines and capacity to adapt to extreme roads and driving conditions. These qualities are probably the USP of all Sports Utility Vehicles. These vehicles are usually built on light truck chassis and they combine the towing capacity of a pickup truck with the cabin space of a station wagon.

Most SUVs  are equipped with technological features like four-wheel-drive, all-wheel-drive, traction control, Anti-Lock Brakes, Locking Differentials etc making them suitable for off-road use. These powerful machines are capable of carrying more number of passengers compared to a normal car while maintaining the same comfort levels.

But is that all one looks for in a vehicle?

In case you are interested in buying a Sports Utility Vehicle, it may be worthwhile to ascertain your needs and expectations from a vehicle of such caliber before actually taking the step.

There have been many instances where people have spent fortunes on such a vehicle but never found it useful for their commuting needs. An SUV is a vehicle type designed specifically for the needs of a specific segment in the automobile market and even if your love for this vehicle may compel you to buy it, you could end up regretting your decision later.

So what factors determine whether a Sports Utility Vehicle suits your needs?

If you own a few other types of vehicles too and need an SUV only to add to your collection then I would say "Go for it, it is worth all the money you will invest", but in case you want to use it as your only vehicle for all purposes, you might want to consider these factors.

You should consider the fact that an SUV has more moving parts and technological features and gadgetry than your average car. In due course of time, this could mean more maintenance and repair costs apart from the huge investment needed to purchase the vehicle itself.

The large size of this vehicle also poses more questions than it answers. You must also take into account the kind of roads you will be traveling on a daily basis. If you live in the countryside with wide highways, hilly remote areas and long stretches of roads or in cities marked with a decent network of wide multi-lane roads, then this vehicle will suit you like a charm. However, if you live in regions characterized by congested lanes and narrow streets, the big size of this vehicle could prove to be a hindrance.

The omnipresent fuel crisis and frequent fuel price-hikes can be another deterrent to the SUV owner. These vehicles are not meant to be fuel efficient. The term "Gas Guzzler" is quite synonymous with these vehicles unless you happen to drive a Hybrid SUV.

Although SUVs come with advanced features that aid effective driving, it is still considered a challenge to drive such enormous vehicles on the streets everyday. Most people switching from a normal car to SUV take a bit of time trying to adjust to the increased power and reduced maneuverability of this vehicle.

With such vehicles, city-driving at peak hours of the day can be quite a pain. You need a vehicle that can slither through the traffic. Also, the shortage of parking spaces in cities adds to the woes and it could be hard work nestling such big vehicles in narrow spaces. In this case, a hatchback is the best available option.

A Sports Utility Vehicle is sheer driving pleasure no to be missed by taking the back seat. If you prefer to be driven around by a chauffeur, then this is definitely not the right vehicle for you. You might be better off in a Sedan or a Saloon.

To conclude, a good decision is always one taken after careful thought. By carrying out a simple assessment of your driving needs, you can select a vehicle that suits you the best. Although a Sports Utility Vehicle may be packed with features and have its own advantages, it may not necessarily be the best option available.



Read Other Article: Crossover Vehicles, Audi Cars, Car Value, Classic Truck Part

9.11.2010

2010 Cadillac Escalade

2010 Cadillac Escalade Review
By Geof Ryan



The new 2010 Escalade from Cadillac will be a luxury SUV segment that will have the capacity to accommodate up to eight passengers. The new model comes with minor changes in comparison to the 2009 Escalade model, but there few pleasant surprises under its hood; here's a sneak peak.

The new model will be offered in either extended or in standard length versions. The extended version will have the more seating capability. The next generation 2010 Escalade model will be mechanically similar to Chevrolet Tahoe and GMC Yukon SUVs. The changes to the new model will be an ironically named silver lining exterior color, USB connection in the center console, revised inner door design for enhanced safety, side thorax air bags at the front outboard seats and revised parking brake release.

The 2010 SUV Hybrid Cadillac Escalade will be powered by a 6.2 liter V-8 engine. The next generation SUV will also be featured with magnetic ride control suspension paired with 22 inch tire/ wheel combinations. All wheel drive and rear wheel drive will be offered by the model for 2010 versions. The engine in the vehicle will be mated to 6-speed automatic transmission. Though the 2010 model will be featured with active fuel management system, the 2010 Escalade will get relatively poor fuel economy. The expected fuel economy of the vehicle in the city premises will be 12 miles per gallon, while 19 miles per gallon on the highway roads.

Looking into the interior region of the 2010 Escalade, it will be more luxurious, roomy and comfortable despite its truck roots.





Read Other Interested article: Audi Car, Crossover SUV, Ford Escape Hybrid, Cadillac Escalade, Hybrid Engine

9.07.2010

SUV Insurance

Cheap SUV Insurance For Young Drivers
By Iyke Phelim

Are you a young driver who owns and drive an SUV? If yes, then finding and getting a cheap SUV insurance is very necessary, you do not want to spend all your income paying the normally high insurance premiums for sport utility vehicles. A sport utility vehicle is big and powerful, and the modern models have speed, a very good reason for their high premium. Also, drivers under the age of 25 years are known to be very reckless when driving so having a cheap policy for a young driver with an SUV is a challenge, however, there are ways through which a cheaper policy cost could be achieved.

Finding a cheaper rate starts with looking at the right places. For a quick and convenient searching process, it will be wise to use online comparison tools and websites. These tools help by connecting the insurance seeker with a large network of leading insurers known to provide quality service in the insurance seeker's state. Get free quotes from these sites and compare them. The more quotes you get from reliable insurance providers the better the chances that you will end up with a cheap policy that guarantees quality protection. A young drivers' credit report also plays a major role is determining if he or she will be given a lower rate in the form of discounts.

As a driver under the age of 25 years, you are advised to connect with reliable car insurance providers and consult with them on the effective ways of lowering your SUV insurance premium without removing any important coverage and destroying the quality of your overall policy. Get this service for free right away. You can get a cheap SUV insurance as a young driver, so start now and save!

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